Travel Insurance
Travel insurance gives you the added peace of mind you need before departing on that trip of a lifetime or short trip away. We offer a range of single trip and annual policies that are underwritten by White Horse Insurance Ireland Limited. Please read our Policy Wording and Status Disclosure Document for full details.
Annual travel insurance available from 6p† per day - call 0844 692 6792*!
We are able to offer:
Single Trip Policies:
- Cover available up to and including age 85**
- Cover available for trips up to 365 days duration
- Wintersports cover available subject to payment of an additional premium
- Golf and Business covers – available, subject to an additional premium
Annual Multi Trip Policies:
- Cover available up to & including age 64**
- Automatically provides Worldwide coverage
- Automatically includes wintersports cover for one trip up to 17 days per policy period
- Cover available for an unlimited number of trips per year, providing each trip does not exceed 31 days on the Silver annual policy (62 days on the Gold annual policy) and the overall number of days travelled during the period of insurance does not exceed 125 days on the Silver annual policy (183 days on the Gold annual policy)
All Policies:
- Low excesses
- Family policies – Both our single trip and annual policies offer a family policy which covers an unlimited number of children***
Here are just some of the many benefits you could enjoy:
| Section of cover | Cover Limit (per person) | Excess (per person) |
|---|
| Cancellation & Curtailment & Trip Interuption |
£3500 |
£50 |
| Medical Emergency & Repatriation |
£10,000,000 |
£50 |
| Emergency Dental Treatment |
£150 |
£50 |
| Additional Accommodation & Travelling Costs |
£5000 |
Nil |
| Hospital Benefit |
£20 per 24hrs up to £600 |
Nil |
| Personal Luggage |
£1500 |
£50 |
| Single article or pair or set of articles |
£200 |
£50 |
| Valuables Limit |
£300 |
£50 |
| Sunglasses or Prescription Glasses Limit |
£150 |
£50 |
| Mobile Telephones Limit |
£100 |
£50 |
| Luggage Delay |
In excess of 12hrs £250 |
Nil |
| Personal Money & Passport |
£500 |
£50 |
| Cash Limit |
£300 |
£50 |
| Cash (Insured aged under 16) |
£50 |
£50 |
| Passport Limit |
£250 |
£50 |
| Personal Accident |
£25,000 |
Nil |
| Loss of Limbs or Sight |
£25,000 |
Nil |
| Permanent Total Disablement (Insured aged under 65) |
£25,000 |
Nil |
| Permanent Total Disablement (Insured aged 65+) |
No cover |
Nil |
| Death |
£5000 |
Nil |
| Death (Insured aged under 16 or aged 65+) |
£1500 |
Nil |
| Missed Departure on the Outward Journey |
£1000 |
Nil |
| Travel Delay & Abandonment |
£25 per 12hrs up to £250 |
Nil |
| UK Departure Assistance & Missed UK Connection |
£1000 |
Nil |
| Mugging |
£50 per 24hrs as inpatient up to £500 |
Nil |
| Hijack |
£50 per 24 hrs up to £500 |
Nil |
| Disaster |
£1000 |
£50 |
| Personal Liability |
£2,000,000 per policy |
£50 |
| Legal Protection |
£50,000 per policy |
£100 |
†The above price is based on a Worldwide Silver annual policy including wintersports for an individual aged under 65 at the time of commencement of cover with no pre-existing medical conditions.
**Under the single trip policy, age is at the time of departure. Under an annual policy, age is at the time of commencement of cover.
*** Under a family policy, cover is provided for two adults and any number of their dependent children, provided that the children are all aged under 18 years at the time of departure (single trip) or under 18 at the time of commencement of cover (annual policy), in full time education & are residing with them.